About Leverage.ph
The SEC-Registered SME Lending Partner Built for Philippine Businesses
Leverage.ph is operated by MicroGroup Lending Corporation — a SEC-registered, CA-licensed Philippine lending company applying Precision Risk Engineering to deliver transparent, institutional-grade SME business loans from ₱100K to ₱10M.
Our Mission
To provide Philippine small and medium enterprises with accessible, transparent, and efficient financing solutions — powered by Precision Risk Engineering — that fuel business growth and meaningful economic development across every region of the Philippines.
Our Vision
To become the most trusted, technology-forward SME lending platform in the Philippines — where every viable business, regardless of bureau score, has fair access to the capital it needs to thrive and compete.
What We Stand For
The principles that guide every loan decision, every client interaction, and every business we choose to fund.
Trust & Transparency
We believe in honest, clear communication with every borrower. No hidden fees, no misleading terms — every cost disclosed before you sign.
SME-First Approach
Every product, process, and decision is designed with the unique needs of Philippine SMEs in mind.
Precision Risk Engineering
We evaluate cash flow, business history, and revenue patterns — not just a bureau score — to make smarter, fairer lending decisions.
Impact-Driven
We measure success not just by our growth, but by the growth of the businesses and communities we serve.
Leadership & Expertise
The experience and conviction driving Leverage.ph's approach to SME financing.
Francis A. Dolojan founded Leverage.ph with a singular conviction: Philippine small and medium enterprises deserve the same quality of capital access that larger corporations take for granted. As Founder and CEO of MicroGroup Lending Corporation, he has built the company's proprietary Precision Risk Engineering framework — a holistic underwriting methodology that evaluates cash flow performance, industry trajectory, and real business history rather than relying solely on traditional bureau scores.
His academic formation is rooted in practical entrepreneurship. He holds a Bachelor of Science in Entrepreneurship from Enderun Colleges and a Master of Science in Entrepreneurship from the Ateneo de Manila University — where he deepened his command of venture strategy, sustainable scaling, and the financial rigor required to operate within regulated institutional lending frameworks.
This academic foundation, combined with hands-on experience with Philippine SME operators, shaped what he calls the "Founder-First" philosophy: the belief that the best capital partner for a growing business is one who has genuinely engaged with the realities of building from scratch. At Leverage.ph, that philosophy translates directly into faster decisions, transparent pricing, and a lending process designed around the borrower — not the institution.
Beyond finance, Francis leads MicroGroup Lending Corporation's commitment to community impact — from disaster relief initiatives to food security programs — ensuring the company's growth remains anchored in genuine social responsibility across the Philippines.
SME Knowledge Hub
Philippine SME Financing Guides
Free resources designed to help Philippine SME owners make informed financing decisions.
Internal Link Architecture
Explore our Loan Products, estimate your repayments with the Loan Estimator, then use the Loan Calculator to model exact monthly payments before you Check Your Eligibility.
Regulatory Transparency & Legal Disclosures
In compliance with applicable Philippine law
Company Name
MicroGroup Lending Corporation (DBA Leverage.ph)
SEC Registration No.
CS201516947
Certificate of Authority
CA No. 1751
Registered Address
Unit 3D, Cypress Garden, VA Rufino St., Legazpi Village, Makati City 1229
Primary Email
hello@leverage.ph
Regulatory Authority
Securities and Exchange Commission (SEC), Philippines
R.A. 9474 — Lending Company Regulation Act of 2007: MicroGroup Lending Corporation is duly registered and licensed under the Lending Company Regulation Act of 2007. All lending operations are conducted in full compliance with SEC regulations and circulars governing lending companies in the Philippines.
Truth in Lending Act — R.A. 3765: All loan terms, applicable interest rates, service fees, penalties, and the total cost of borrowing are fully disclosed in a formal Disclosure Statement provided to the borrower prior to the execution of any loan agreement. No charges shall be collected that are not expressly disclosed in writing.
Data Privacy Act — R.A. 10173: All personal and business data collected during the application process is handled in compliance with the Data Privacy Act of 2012. Data is collected solely for loan evaluation, regulatory compliance, and service delivery purposes.
Consumer Protection: Borrowers have the right to a clear, written statement of all loan terms before signing. For complaints or inquiries regarding lending companies, contact the SEC Corporation Finance and Government Division at cgfd_info@sec.gov.ph or visit the SEC Main Office at G/F Secretariat Building, PICC Complex, Roxas Boulevard, Pasay City.
No Prepayment Penalties: Borrowers may settle their outstanding loan balance in full at any time prior to maturity without incurring any prepayment penalty or early settlement fee, in accordance with our commitment to transparent and borrower-friendly terms.
Leverage.ph is a registered brand of MicroGroup Lending Corporation · SEC No. CS201516947 · CA No. 1751 · Makati City, Philippines