Privacy Policy
Last updated: [Date] — Subject to final legal review
1. Introduction
Leverage.ph ("we," "us," or "our") is committed to protecting the privacy and security of your personal and business information. This Privacy Policy describes how we collect, use, store, and protect your data when you use our website and services. This policy is subject to final legal review before public launch.
2. Information We Collect
We may collect personal information (name, email, phone, government IDs), business information (company name, registration details, financials), financial data (bank statements, revenue data), and technical data (IP address, browser type, usage patterns).
3. How We Use Your Information
We use your information to process loan applications, verify identity, conduct credit assessments, communicate about your application, improve our services, comply with legal obligations, and prevent fraud.
4. Data Sharing
We do not sell your personal information. We may share information with service providers who help us operate our platform, regulatory authorities as required by law, and credit assessment partners — all under strict confidentiality agreements.
5. Data Security
We implement industry-standard security measures including encryption, access controls, and regular security assessments to protect your information from unauthorized access, alteration, or disclosure.
6. Data Retention
We retain your information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes. Retention periods are subject to applicable Philippine data privacy laws.
7. Your Rights
Under the Philippine Data Privacy Act of 2012 (RA 10173), you have the right to access, correct, update, or request deletion of your personal information. Contact us at hello@leverage.ph to exercise your rights.
8. Contact Us
For privacy-related inquiries: Leverage.ph, Unit 3D, Cypress Garden, VA Rufino St., Legazpi Village, Makati City, Philippines 1229. Email: hello@leverage.ph
This Privacy Policy is a draft and is subject to review by qualified legal counsel before public publication. It is provided for structural and informational purposes only.