LEVERAGE

Process

How it works

Our end-to-end digital platform streamlines your commercial financing journey, transforming complex applications into rapid capital deployment with absolute transparency.

Step 1

Create Your Account

Register on our secure platform with your email address. Verify your identity to get started.

Step 2

Complete Application

Submit your corporate profiles, financial metrics, and targeted capital requirements through our secure digital portal.

Step 3

Upload Documents

Upload your business registration, financial statements, bank statements, and other required documents.

Step 4

Review & Underwriting

Our underwriting desk analyzes your submission files. Supplemental documentation requests are processed through your portal to accelerate final approval.

Step 5

Credit Decision

Receive your credit decision with a detailed loan offer including terms, rates, and conditions.

Step 6

Accept & Sign

Review and accept the offer. Complete the digital signing process for your loan agreement.

Step 7

Receive Funds

Upon execution of the loan agreement, capital is automatically dispatched to your verified corporate banking treasury via real-time electronic transfer.

Step 8

Manage & Repay

Track your loan, view statements, and make repayments through your borrower portal.

Repayment Simulator
₱500,000
₱100K₱10M
12 months
3 mo36 mo

₱46,701

Monthly Payment

₱560,412

Total Repayment

₱60,412

Total Interest

Illustrative only at a monthly rate of 1.8%. Actual rates are determined during underwriting and disclosed in full before signing.

Checklist

Required Documents

Prepare these documents before starting your application for a smoother process.

  • 1Valid government-issued ID (passport, driver's license, or similar)
  • 2SEC / DTI / CDA business registration certificate
  • 3Mayor's permit / business permit
  • 4Proof of business address (utility bill or lease agreement)
  • 5Bank statements (last 6 months)
  • 6Audited or management financial statements (last 2 years)
  • 7Latest income tax return (ITR)
  • 8Other supporting documents as applicable

Additional documents may be requested during the underwriting process depending on the loan product and amount.

Regulatory Disclosure

Compliance & Licensing Matrix

Entity Legal Name

MicroGroup Lending Corporation

DBA / Brand

Leverage.ph

SEC Registration No.

CS201516947

Certificate of Authority

CA No. 1751

Regulatory Authority

Securities and Exchange Commission (SEC), Philippines

StatuteActScope
R.A. 9474Lending Company Regulation Act of 2007Governs all lending company operations, licensing, and SEC oversight.
R.A. 3765Truth in Lending ActMandates full disclosure of finance charges, interest rates, and total loan cost prior to execution.
R.A. 10173Data Privacy Act of 2012Regulates collection, processing, and storage of personal data; enforced by the National Privacy Commission.

Leverage.ph is a registered brand of MicroGroup Lending Corporation · SEC No. CS201516947 · CA No. 1751 · Makati City, Philippines