Terms & Conditions
Last updated: [Date] — Subject to final legal review
1. Acceptance of Terms
By accessing or using the Leverage.ph website and services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
2. Services
Leverage.ph provides an online platform for SME lending services including loan applications, document submission, credit assessment, and loan management. All services are subject to applicable laws and regulations.
3. Eligibility
Our services are available to Philippine-registered businesses that meet our eligibility criteria. Eligibility is assessed on a case-by-case basis and meeting minimum criteria does not guarantee approval.
4. Application Process
Submitting an application does not guarantee approval. All applications are subject to credit review, underwriting, and internal approval processes. We reserve the right to decline applications at our sole discretion.
5. Accuracy of Information
You are responsible for providing accurate, complete, and truthful information. Providing false or misleading information may result in application rejection or legal action.
6. Fees and Charges
All fees, interest rates, and charges will be clearly disclosed in the loan offer. You should carefully review all terms before accepting any offer. We do not charge application fees.
7. Data Privacy
Your use of our services is also governed by our Privacy Policy and Data Privacy Notice, which describe how we collect, use, and protect your information.
8. Intellectual Property
All content, trademarks, and intellectual property on this website belong to Leverage.ph. You may not reproduce, distribute, or use our content without written permission.
9. Limitation of Liability
Leverage.ph is not liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability is limited to the extent permitted by applicable Philippine law.
10. Governing Law
These Terms are governed by the laws of the Republic of the Philippines. Any disputes shall be resolved in the appropriate courts of Makati City.
11. Contact
For questions about these Terms: Leverage.ph, Unit 3D, Cypress Garden, VA Rufino St., Legazpi Village, Makati City, Philippines 1229. Email: hello@leverage.ph
These Terms & Conditions are a draft and subject to review by qualified legal counsel before public publication.